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Funds (foreign currency amount) can be transferred via swift transfer / telegraphic transfer in all major currencies

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Tours & Travels

Thirumaal finance Ltd., Travel division offers a full bouquet of travel services.

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Travel Insurance

Whether it is a fun-filled trip to Disney land or an enchanting vacation in Switzerland, sharing time with your loved ones on a family vacation are special times which you would cherish forever. To ensure that you and your family are adequately protected if something untoward happens during such precious moments, The insurance company have designed a unique Plan which offers coverage against the various aspects of your travel.

Key Advantages

  • Custom made Plans (Platinum, Gold, Silver and Standard) are available for you to choose from, depending on your travel requirements
  • Comprehensive coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
  • Special Senior Citizen Plan available for individuals between 61-70 years of age without any medical test
  • Coverage of pre-existing ailments and maternity – in case of life threatening situations
  • Coverage available for sportspersons and trips involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
  • Wider durations can be covered – upto 182 days, which is extendable upto 365 days
  • Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
  • 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.

Medical Contingencies

Medical Expenses including transportation and evacuation The insurance company take care of emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The insurance company also reimburse emergency expenses towards medical evacuation to India. The insurance company cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses

The insurance company cover dental expenses incurred by you or any of your family members for any acute anesthetic treatment of teeth due to an injury.

Personal Accident

The insurance company pay compensation if you or any of your family members unfortunately sustain accidental bodily injury during the trip.

Accidental Death & Dismemberment - Common Carrier

The insurance company also pay compensation for permanent disability or loss of life arising due to an accident while riding as a passenger in a common carrier.

Daily Allowance in case of Hospitalisation

If you or any of your family members is hospitalised for more than 2 days, The insurance company provide a daily allowance as compensation.

Compassionate Visit

The insurance company reimburse the return fare for an immediate family member to visit you in the unfortunate event of you being hospitalised for more than seven consecutive days.

Personal Possession Contingencies

Loss of Passport The insurance company reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.

Total Loss of Checked Baggage The insurance company compensate you for the total loss of your checked-in baggage caused by a common carrier.

Delay of Checked Baggage If your checked-in baggage is delayed for more than 12 hours, The insurance company reimburse reasonable expenses incurred for the purchase of toiletries, clothing and medication.

Time-based Contingencies

Trip Delay The insurance company reimburse additional expenses if your trip is delayed for more than 12 hours due to airline problems, medical problems, personal employment problems or natural disasters.

Trip Cancellation & Interruption If your trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster, The insurance company take care of any non-refundable prepaid payments or additional expenses.

Missed Connection If you miss your connecting flight due to its delay in arrival by more than 3 hours, The insurance company provide compensation to you for all additional expenses incurred.

Unforeseen Event Contingencies

Personal Liability The insurance company offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you or your family member abroad.

Financial Emergency Assistance The insurance company arrange for emergency cash to be made available to you in case of loss of travel funds due to theft.

Hijack Distress Allowance In case of hijack of the common carrier that you or any of your family members is traveling in for more than 12 hours, The insurance company pay a special distress allowance.

Home Burglary Insurance The insurance company cover you against any loss or damage caused by burglary of the contents of your home in India, while you are on your trip abroad.